Health insurance

Students registered for a minimum of six credit hours on the Elkhart campus are required to enroll in the accident and health insurance plan offered by American College Student Association (ACSA) unless they show proof of coverage with other providers.

The cost for each student for the full 2011–12 academic year is outlined below. The low option is the minimum amount of coverage required by AMBS and the option in which students will be required to enroll if they are not currently covered by another provider. If students prefer, they may enroll in the ACSA high option which provides greater coverage at a higher premium. Coverage for spouse and family is also available at a higher rate. The plan is medical only; no dental or vision coverage is included, except as noted in plan materials. Effective dates and corresponding premiums are below:

As an additional ACSA member benefit, a separate dental plan is offered through Humana One. The dental premium for Indiana is $15.74 per month. It will cover two cleanings per year at 100 percent. There is a six-month waiting period for coverage for any basic services such as extractions, fillings, spacers, oral surgery, and crowns (covered at 50 percent after a $50 deductible).

Details on the health insurance plan(s) are available through a link on the AMBS website. Please review the information to see which plan is right for you. If you have any questions, please check with the AMBS financial aid counselor.

Any student who does not complete a waiver form online by the date of the close of registration to add courses and change grading plans will be enrolled for the low option plan and will be charged the appropriate premium for coverage for the student only. THE FEE IS NONREFUNDABLE. 

More information is available:

• Brochure for ACSA health insurance for US students
• Brochure for ACSA health insurance for international students
• AMBS Financial Aid Counselor